Scotland’s one stop shop for car buying!
- Bad credit finance specialists
- CCJs, IVAs, defaults and arrears
- All circumstances considered
Car Finance Calculator
Not sure how much you can afford each month?
Already know your budget, lets get started.
A Fast & Simple Solution
To get your new car in
In 4 Easy Steps
Decide on your budget
How much can you comfortably afford each month.
Make an application
Click the link to apply now or call us on 0141 212 0036
Choose vehicle type
Let us know what size vehicle you need.
We find your car for you
With access to a huge database of cars we will find your perfect car.
- Read our FAQs
“The process was quick & easy. It has given my family the much needed freedom we deserve”.
Philip from Glasgow
We Do The Legwork.
Working in partnership with our extensive panel of lenders, our finance specialists will carefully process your application and secure a loan to suit your budget. We then find the car you want from a database of thousands of vehicles. We aim to make the process as hassle free as possible and, if preferred, can arrange for delivery of the car direct to your door.
Got A Few Questions?
Am I eligible For Car Finance When I Have Bad Credit?
At Fund My Car Scotland we consider all circumstances when getting you car finance. We work extremely closely with all our lenders to ensure that you have multiple options for your car finance. This means you can rest assured that we will find you the best car finance in Scotland that suits your needs and circumstances.
How do I apply for car fiancé?
It is a very simple process to apply for car finance with fund my car Scotland. 1stly we verify your age and that you are over 21. Then, all we ask is that you are aged 21 or over, working and earning £600 or more each month. The rate you’re offered will be dependent on your personal credit history.
When you apply, we’ll investigate your individual circumstances in more detail to find the best available finance deal for you – before providing you with a no-obligation quote.
Don’t be concerned about a poor credit profile. Our team have the expertise to obtain bad credit car finance for you and offer rates that are appealing to customers with a range of credit histories.
If I have a very poor credit rating can I still get credit for a used car?
When you apply for car finance in Scotland, you can have peace of mind that regardless of your credit rating we will consider your circumstances. Even with a poor credit rating, we have the expertise to assist with your application. We have a team of experts with many years of experience in processing applications for bad credit car finance in Scotland. So, if you have poor credit in Glasgow, or bad credit Edinburgh, or been rejected car finance throughout Scotland we can help.
If I Apply for Car Finance, how long will it take for a decision.
When applying for car finance through fund my car Scotland it takes only a few minutes to complete. All we need is a little information so that we can make sure we’re providing you with the most suitable possible deal.
We contact you right away with a decision, and if approved, an expert member of our team will assist you through the next steps of the car buying process.
What will the monthly repayments be for my car finance
You can work out quickly average monthly payments using our finance calculator. All you need to do is enter the amount you are looking to borrow, along with the finance period of borrowing and your credit rating (if known). The calculator will then provide an estimated, affordable monthly payment.
How does it work?
You Make an Application for Car Finance.
All you have to do is go to Apply and tell fund my car Scotland a little bit about yourself. We then source the best car finance Scotland deal for your circumstances.
We find your perfect car
Within a huge database of thousands of vehicles in the UK, we will find you the ideal car for your budget. We carry out all the essential checks to ensure there is no history of theft and that the car has not been written-off, we source several options to give choice and give you complete piece of mind.
Pick up the keys or we deliver to your door.
Once all your documentation has been processed, signed and complete, you are ready to drive away happy. We have strict social distancing guidelines in place to help with the handover.
If you cannot make it into the branch to collect the keys? No problem, we can arrange for delivery direct to your door!
Let Fund my car Scotland help you get car credit.
The first thing to do is get in touch with our team, via email or the apply now button. We will use our expertise & knowledge of car finance to give you the most suitable car loan for your circumstances. And remember all circumstances are considered. Fund my car Scotland are bad credit car finance specialists and we are here to help YOU!
Representative Example:
Borrowing £6,000 over 5 years with a representative APR of 25.7%, and a deposit of £0.00, the amount payable would be £180.67 per month, with a total cost of credit of £4840.20 and a total amount payable of £10,840.20.
Rates may differ as they are dependent on individual circumstances. Subject to status.