Bad Credit Car Finance Specialist

Bad Credit Car Finance Specialist

Bad Credit Car Finance Specialists

Got bad credit? Need a Car

We can help you. Fast

Getting Car finance from Fund my car Scotland will

  • Have no impact on your credit scoring
  • We approve 99% of applicants and consider all circumstances
  • Get an instant decision online 

What is Car Finance?

Car finance is the process for you to purchase a used car by dividing the cost over a set number of agreed months. It means that instead of having to pay the full costs upfront, you can divide the cost into a controllable amount. It is paid in even monthly payments.

Will I get finance, even if I have poor credit?

Absolutely. We help many people in Scotland with bad or poor credit history. With a bad credit history, the interest rates that are offered to you may not be the best possible rates on the market. Compared to someone who has an excellent credit history the rate may be a little higher. At fundmycarscotland we may be able to find you a suitable manageable financial option to suit your circumstances.

Can I get credit even after bankruptcy 

If your bankruptcy has concluded and you have been settled, you can apply for finance once again. Bankruptcy tends to last for one year, and when it’s ended you’ll get a letter that declares that you are now ‘a discharged bankrupt’.

It is best to wait at least one year to rebuild your credit score before you apply for credit once again, as it may be seen as negative if you start trying to get credit straight away. Your credit score will be corrupted after you have been made bankrupt. This tends to mean you will be eliminated from gaining the best possible rates that are available. This means that your finance will cost a little more overall.

If you are still currently bankrupt, regrettably, we will not be able to get you car finance. Taking even more credit at the level you’d need to buy a car when you are bankrupt, is not allowed legally.

Default payments and car finance 

A default is recorded against you on your credit history when you neglect to meet your full repayment commitments. A default tends to be simply recorded after recurring payments have been missed or numerous months have passed since the actual payment was due.

Missed Payments and gaining finance 

When you miss a payment it is noted on your credit data. Lenders can see this information and they might regard you to be a more elevated risk. It may narrow the lenders who will offer you car finance. It could also affect the interests rates and increase the rate that you can attain finance.

A new way to buy a car. 

Traditionally the way of getting a car is through a dealer, and this dealer sorts out the finance for you with a financial plan after you have decided on the car you want. At Fund Mt Car Scotland we have flipped this method to help you and that works to your advantage, particularly if you have had credit problems and have a bad credit history.

Why fundmycarscotland.

  • You find out exactly what you can afford before you choose your car.
  • Save time. Fundmycarscotland can you give you a decision online. Fast. We can help you, often within minutes of presenting your application. 
  • Do it all from the comfort of your own home. Once your application has been approved we then source your ideal car for your budget. We present several options and once you decide on the vehicle we will even deliver it directly to you.

How It Works

Make an Application

This is where you tell us a little about yourself so that we can find you the best finance deal possible.

We do the legwork and find your perfect car

From a database of thousands of vehicles, we source the perfect car for your budget. By carrying out the necessary checks to ensure there is no history of theft and that the car has not been written-off, we give you complete peace of mind.

Car Finance Fund My Car Scotland

Pick up the keys or we deliver to you

Once your documentation has been processed, signed and complete, you are ready to drive away happy.

Maybe you are having difficulties and cannot make it into our branch to collect the keys? No problem, we can arrange for delivery direct to your door!

Let Fund My Car Scotland help you get car credit.

The first thing to do is get in touch with our team, via email or the apply now button. We will use our expertise & knowledge of car finance to give you the most suitable car loan for your circumstances. And remember all circumstances are considered. Fund my car Scotland are bad credit car finance specialists and we are here to help YOU!

How to get car finance in Glasgow if you have bad credit (1)How to get car finance in Glasgow if you have bad credit (1)

How to get car finance in Glasgow if you have bad credit

How to get car finance in Glasgow if you have bad credit (1)How to get car finance in Glasgow if you have bad credit (1)

How to get car finance in Glasgow if you have bad credit

If you are looking for car finance in Glasgow, Scotland and have a poor credit history or bad credit rating, you can apply easily online with fund my car Scotland without it affecting your credit scoring. Our team are experienced in helping drivers in Glasgow find the exact right car finance. We also source the perfect used vehicle for your budget. We also deliver it directly to your door. So you can apply for finance online and get a vehicle without even leaving your home. Fund my car Scotland specializes in applications for people ccjs, defaults, mortgage arrears or late payments on their credit history.

Every single day we help drivers in search of car finance to secure the arrangement they need for the car they want and can afford. We tailor a search for you, to find the ideal car loan, once we have the finance complete we utilise this information to find your ideal type of car for you and your family, within your budget and manageable monthly payments.

Every stage of our process is tailored to you; with friendly, knowledgeable advice each step of the way.

Bad credit car finance near me.

With fundmycarscotland, you can apply for car finance without it affecting your credit score. After completing the quick and simple online form, we’ll approach our lenders to find the best available deals for your circumstances.

Instant decision bad credit finance
With fundmycarscotland, we will always aim to give you a decision right away. You will then be able to get car finance fast to purchase your ideal car. There may be some instances where the application may need to be reviewed further, but you can have peace of mind that we will keep you informed all the way and come back to you with a decision as soon as we can.

Been refused car finance?

Even if you’ve been refused finance for a new or used car in Glasgow or elsewhere in Scotland, apply online with fundmycarscotland or get in touch with our experienced team. We are bad credit car finance specialists in Glasgow and throughout Scotland. We have helped thousands of customers how have struggled with poor credit ratings. We have gotten them finance and a car to suit their needs.

How to improve your bad credit score
There are some easy ways you can try to improve your credit scoring:

·  Get on the electoral roll: it will allow agencies who check your rating to verify exactly who you are

·  Pay your bills, promptly: if you forget to pay your bills it can be perceived by some finance that you struggle to manage your credit.

·  Fix any mistakes on your credit report: if the information isn’t accurate such as an account showing as ‘open’ instead of ‘closed’ then you should amend that to improve your credit score.

·  Do not make multiple credit applications in a short space of time

If you haven’t done this already you can obtain your credit score through several free online sites such as ClearScore.

Signs of bad credit

You may have found this page as you are based in Glasgow and surrounding areas, and are researching bad credit car finance because you have recently been refused finance. It may be that you have been refused or declined a credit card. Or, you are simply anxious about your credit rating based on previous applications in the past you have tried.

Whether you’ve been declined for credit already, are worried about specific events or have run a credit check on yourself, there is no need to worry, It might not be as bad as you think.

Let Fund my car Scotland help you get car credit.

The first thing to do is get in touch with our team, via email or the apply now button. We will use our expertise & knowledge of car finance to give you the most suitable car loan for your circumstances. And remember all circumstances are considered. Fund my car Scotland are bad credit car finance specialists and we are here to help YOU!