Am I eligible?
With all circumstances considered, we work closely with our panel of lenders in order to ensure we have access to various finance options. This way we can be certain that we find the best finance option to suit your personal needs.
To apply for car finance, all we ask is that you are aged 21 or over, working and earning £600 or more each month. The rate you’re offered will be dependent on your personal credit history.
When you apply, we’ll look into your individual circumstances in more detail to find the best available finance deal for you – before providing you with a no-obligation quote.
Don’t be concerned about a poor credit profile. Our team have the expertise to obtain bad credit car finance for you and offer rates that are appealing to customers with a range of credit histories.
What if I have a poor credit rating?
Please don’t worry, even with a poor credit rating, we have the expertise to assist with your application. You do not require a perfect credit score to apply for car finance. We have a team of dedicated specialists with years of experience in processing applications for bad credit car finance.
How long will the application take?
Applying takes a matter of minutes. We just need a little information from you so that we can make sure we’re providing you with the best possible deal.
We will be in touch with a decision, and if approved, a trusted member of our team will assist and lead you through the next steps of the process. We are here to ensure any questions you may have at any stage are answered.
How do I work out my monthly payments?
Let our free online finance calculator do the work. By entering the amount you are looking to borrow, together with your credit rating and repayment period, the calculator will provide an estimated monthly payment.
Representative Example:
Borrowing £6,000 over 5 years with a representative APR of 25.7%, and a deposit of £0.00, the amount payable would be £180.67 per month, with a total cost of credit of £4840.20 and a total amount payable of £10,840.20.
Rates may differ as they are dependent on individual circumstances. Subject to status.