Your privacy is critically important to us.
Sterling vehicle finance ltd. trading as fundmycarscotland.com is located at:
Sterling vehicle finance ltd. trading as fundmycarscotland.com
Suite 23 Oxford House 71 Oxford Street
0141 212 0036
Like most website operators, Sterling vehicle finance ltd. trading as fundmycarscotland.com collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Sterling vehicle finance ltd. trading as fundmycarscotland.com’s purpose in collecting non-personally identifying information is to better understand how Sterling vehicle finance ltd. trading as fundmycarscotland.com’s visitors use its website. From time to time, Sterling vehicle finance ltd. trading as fundmycarscotland.com may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Sterling vehicle finance ltd. trading as fundmycarscotland.com also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on http://fundmycarscotland.com blog posts. Sterling vehicle finance ltd. trading as fundmycarscotland.com only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.
Gathering of Personally-Identifying Information
Certain visitors to Sterling vehicle finance ltd. trading as fundmycarscotland.com’s websites choose to interact with Sterling vehicle finance ltd. trading as fundmycarscotland.com in ways that require Sterling vehicle finance ltd. trading as fundmycarscotland.com to gather personally-identifying information. The amount and type of information that Sterling vehicle finance ltd. trading as fundmycarscotland.com gathers depends on the nature of the interaction. For example, we ask visitors who sign up for a blog at http://fundmycarscotland.com to provide a username and email address.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
Links To External Sites
We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites, products or services.
Sterling vehicle finance ltd. trading as fundmycarscotland.com may collect statistics about the behavior of visitors to its website. Sterling vehicle finance ltd. trading as fundmycarscotland.com may display this information publicly or provide it to others. However, Sterling vehicle finance ltd. trading as fundmycarscotland.com does not disclose your personally-identifying information.
To enrich and perfect your online experience, Sterling vehicle finance ltd. trading as fundmycarscotland.com uses “Cookies”, similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.
Credit & Contact Information
The use of your personal information by ourselves, 3rd parties and at Credit Reference and Fraud Prevention Agencies.
1. When you apply for finance with us, your details will be passed into a 3rd party company, Blue Owl Network Ltd trading as AutoConvert (contact details below). This organisation will check the following records about you and with their chosen Credit Reference Agencies (CRA), Equifax Ltd and Experian Ltd (contact details below)
a. Our own;
b. Up to date contact information can be found for AutoConvert at http://www.autoconvert.co.uk
c. Those at Equifax Ltd and/or Experian Ltd. When Equifax and/or Experian receives a search request from us via AutoConvert, they will place a soft quotation footprint that will be visible to you only, on your credit file, other parties including lenders will not see this. This quotation footprint will not be seen by other parties and it will not affect your credit score/rating or ability to apply for finance from other lenders.
d. AutoConvert will access from Equifax Ltd and/or Experian Ltd both public (including the electoral register) and shared credit and fraud prevention information. This information will be used to check your eligibility against a select group of lenders.
e. Those at fraud prevention agencies (FPAs).
f. Optional point if you’re a credit broker
If you’re a credit broker and have a tri-party agreement in place to see the full credit file you may need something like
[We will not see any information on your credit file, AutoConvert will only provide a list of lenders that you are likely to be accepted for given the information supplied using their brokering technology that understands most of the acceptance criteria of the lenders on their panel.]
2. We will make checks such as; assessing this application for credit and verifying identities to prevent and detect crime.
a. Information on applications will be sent to CRAs and will be recorded by them.
b. If you give us false or inaccurate information and we suspect or identify fraud we will record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention.
c. Your data may also be used for other purposes for which you give your specific permission or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 2018.
How to find out more
You can contact our chosen 3rd Party, Blue Owl Network Ltd trading as AutoConvert or the Credit Reference Agencies, Equifax and Experian; the information they hold may not be the same so it is worth contacting them all.
Equifax Ltd, Customer Services Centre, PO Box 10036, Leicester, LE3 4FS or call 0800 014 2955 or visit www.equifax.co.uk
Experian Ltd, The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ, UK https://www.experian.co.uk/contact-us/
AutoConvert, 1 Tony Wilson Place Manchester, M15 4FN, UK www.autoconvert.co.uk