Welcome to our Privacy Policy

Your privacy is critically important to us.

Sterling vehicle finance ltd. trading as fundmycarscotland.com is located at:

It is Sterling vehicle finance ltd. trading as fundmycarscotland.com’s policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to fundmycarscotland.com (hereinafter, “us”, “we”, or “fundmycarscotland.com”). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy (“Privacy Policy”) to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

This Privacy Policy, together with the Terms and conditions posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.

Website Visitors

Like most website operators, Sterling vehicle finance ltd. trading as fundmycarscotland.com collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Sterling vehicle finance ltd. trading as fundmycarscotland.com’s purpose in collecting non-personally identifying information is to better understand how Sterling vehicle finance ltd. trading as fundmycarscotland.com’s visitors use its website. From time to time, Sterling vehicle finance ltd. trading as fundmycarscotland.com may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Sterling vehicle finance ltd. trading as fundmycarscotland.com also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on http://fundmycarscotland.com blog posts. Sterling vehicle finance ltd. trading as fundmycarscotland.com only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to Sterling vehicle finance ltd. trading as fundmycarscotland.com’s websites choose to interact with Sterling vehicle finance ltd. trading as fundmycarscotland.com in ways that require Sterling vehicle finance ltd. trading as fundmycarscotland.com to gather personally-identifying information. The amount and type of information that Sterling vehicle finance ltd. trading as fundmycarscotland.com gathers depends on the nature of the interaction. For example, we ask visitors who sign up for a blog at http://fundmycarscotland.com to provide a username and email address.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Advertisements

Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Sterling vehicle finance ltd. trading as fundmycarscotland.com and does not cover the use of cookies by any advertisers.

Links To External Sites

Our Service may contain links to external sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy and terms and conditions of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites, products or services.

Aggregated Statistics

Sterling vehicle finance ltd. trading as fundmycarscotland.com may collect statistics about the behavior of visitors to its website. Sterling vehicle finance ltd. trading as fundmycarscotland.com may display this information publicly or provide it to others. However, Sterling vehicle finance ltd. trading as fundmycarscotland.com does not disclose your personally-identifying information.

Cookies

To enrich and perfect your online experience, Sterling vehicle finance ltd. trading as fundmycarscotland.com uses “Cookies”, similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Sterling vehicle finance ltd. trading as fundmycarscotland.com uses cookies to help Sterling vehicle finance ltd. trading as fundmycarscotland.com identify and track visitors, their usage of http://fundmycarscotland.com, and their website access preferences. Sterling vehicle finance ltd. trading as fundmycarscotland.com visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Sterling vehicle finance ltd. trading as fundmycarscotland.com’s websites, with the drawback that certain features of Sterling vehicle finance ltd. trading as fundmycarscotland.com’s websites may not function properly without the aid of cookies.

By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to Sterling vehicle finance ltd. trading as fundmycarscotland.com’s use of cookies.

Privacy Policy Changes

Although most changes are likely to be minor, Sterling vehicle finance ltd. trading as fundmycarscotland.com may change its Privacy Policy from time to time, and in Sterling vehicle finance ltd. trading as fundmycarscotland.com’s sole discretion. Sterling vehicle finance ltd. trading as fundmycarscotland.com encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

https://gocarcredit.co.uk/privacy-notice-dealer/

Credit & Contact Information

This privacy policy was created at termsandconditionstemplate.com. If you have any questions about this Privacy Policy, please contact us via email or phone.

The use of your personal information by ourselves, 3rd parties and at Credit Reference and Fraud Prevention Agencies.

1. When you apply for finance with us, your details will be passed into a 3rd party company, Blue Owl Network Ltd trading as AutoConvert (contact details below). This organisation will check the following records about you and with their chosen Credit Reference Agencies (CRA), Equifax Ltd and Experian Ltd (contact details below)

a. Our own;

b. Up to date contact information can be found for AutoConvert at http://www.autoconvert.co.uk

c. Those at Equifax Ltd and/or Experian Ltd. When Equifax and/or Experian receives a search request from us via AutoConvert, they will place a soft quotation footprint that will be visible to you only, on your credit file, other parties including lenders will not see this. This quotation footprint will not be seen by other parties and it will not affect your credit score/rating or ability to apply for finance from other lenders.

d. AutoConvert will access from Equifax Ltd and/or Experian Ltd both public (including the electoral register) and shared credit and fraud prevention information. This information will be used to check your eligibility against a select group of lenders.

e. Those at fraud prevention agencies (FPAs).

f. Optional point if you’re a credit broker

If you’re a credit broker and have a tri-party agreement in place to see the full credit file you may need something like

[We will not see any information on your credit file, AutoConvert will only provide a list of lenders that you are likely to be accepted for given the information supplied using their brokering technology that understands most of the acceptance criteria of the lenders on their panel.]

2. We will make checks such as; assessing this application for credit and verifying identities to prevent and detect crime.

a. Information on applications will be sent to CRAs and will be recorded by them.

b. If you give us false or inaccurate information and we suspect or identify fraud we will record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention.

c. Your data may also be used for other purposes for which you give your specific permission or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 2018.

How to find out more

You can contact our chosen 3rd Party, Blue Owl Network Ltd trading as AutoConvert or the Credit Reference Agencies, Equifax and Experian; the information they hold may not be the same so it is worth contacting them all.

Equifax Ltd, Customer Services Centre, PO Box 10036, Leicester, LE3 4FS or call 0800 014 2955 or visit www.equifax.co.uk
Experian Ltd, The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ, UK https://www.experian.co.uk/contact-us/
AutoConvert, 1 Tony Wilson Place Manchester, M15 4FN, UK www.autoconvert.co.uk