The Best Used Cars for Low Insurance Premiums

Getting a new car is an exciting time, but with so many things to consider, like the make and model, mileage, and insurance – it can all be a bit overwhelming. In the UK, insurance providers assess the driver as well as the car before setting a monthly insurance rate. This will include things like age, location, driving history, as well as any previous claims and repair costs and purpose of use are all taken into consideration. Once all this information is collated, your vehicle is then placed into a car insurance group ranging from 1 to 50, 1 being the most affordable. To help you with your search, here are the cheapest used cars to insure and what makes them stand out from the crowd.


  1. Skoda Fabia (insurance group 1)

    A larger hatchback on the list, this car is designed to offer maximum practicality and space. Its 1.0-litre petrol engine is perfect for city streets and is easy to run with its low fuel consumption. It also features modern safety system features like Travel Assist, Lane-Keeping Assist (LKAS), as well as Blind Spot Warning and Alerts. If you’re looking for a zippy, yet spacious car, the Fabia is one to consider.


  1. Kia Picanto (insurance group 1 to 4, depending on the trim)

    Don’t be fooled by the compact size of this hatch back. The Kia Picanto not only offers impressive technology and solid performance, it also features a 1.0-litre automatic engine and can accelerate from 0 to 60mph in 16.6 seconds. It also has Advanced Driver Assistance System (ADAS) that includes Forward Collision Avoidance Assist (FCA), a Blind-Spot Collision Avoidance System (BCA), and many other safety features. Along with a 100,000-mile warranty, this makes the Kia Picanto a great option for anyone looking for a car that won’t cost them a fortune to insure.


  1. Hyundai i10 (insurance group 1 to 5, depending on the trim)

    Another compact, convenient car, the Hyundai i10 is sporty with a sleek design, loads of practical features, and low running costs. It also has great onboard technology accessed through an 8-inch touchscreen. The i10 is powered by a 1.0-litre MPi 3-clyinder engine. The safety features include Forward Collision Warning (FCW), a Lane Keep Assist System (LKAS), Driver Attention Warning (DAW) and so much more.


  1. Volkswagen Up! (Insurance group 2 to 3, depending on the trim)

    Don’t be fooled by the Volkswagen Up, this car features relative spaciousness advanced for a vehicle of its size. The Up 1.0-litre petrol engine couple with a 5-speed manual transmission. This means it can accelerate from 0 to 60mph in around 9.2 seconds and has a top speed of roughly 113mph. The interior features sporty single piece seats, a multi-functional steering wheel, an impressive sound system complete with 5-inch screen and smart phone compatibility. In terms of its safety features, you can expect Travel Assist and Emergency Assist to name a few.


  1. Nissan Micra (insurance group 3)

    The Nissan Micra has had a facelift with a redesigned, fresh, modern interior and exterior. The Micra also features an enhanced 1.0-litre turbocharged engine and a five-speed transmission, making its fuel consumption low. Among its litany of upgrades includes essential intelligent safety technologies like Ride Control, Lane Intervention, and Forward Emergency Braking, which makes it one of the most efficient vehicles around.


  1. Ford Fiesta (insurance group 4)

    The Ford Fiesta is synonymous with new drivers and has gained a great reputation for its sleek design, good technology, and easy handling capabilities. It features a 1.6-litre petrol engine, and thanks to its lightweight design, is also very fuel efficient, making it an affordable car to run. The Fiesta features phone integration systems along with the SYNC3 infotainment system offer a user-friendly interactive experience with this already impressive compact vehicle. Finally, safety-wise, the Fiesta offers an advanced range of technologies including pre-collision assist, emergency brake warning, amongst others.


  1. Seat Ibiza (insurance group 3 or 4, depending on the trim)

The Seat Ibiza is a subcompact hatchback that has a fresh and clean exterior design. Inside, you’ll find a soft touch dashboard, high-quality materials as well as an upgraded infotainment system with smartphone connectivity, operated via a 6.4inch touchscreen. The Ibiza has a three-cylinder, 1.0-litre engine and has safety features including Tiredness Recognition System (TRS), Adaptive Cruise Control (ACC), as well as Lane Assist.


Ready to start your car finance journey? Get in touch with your expert team today who will be happy to discuss the best finance option that suits your individual my car credit needs and will get you back on the road. Call us now on 0141 212 0036.